Fingerhut Reviews

The return policy of Fingerhut offers a 30-day return policy on most items purchased through their website or catalog. If a customer is not completely satisfied with their purchase within 30 days of receiving it, they can initiate a return request. However, there are exceptions to this rule, and some items must be returned within 30 days of placing the order. If a product concern arises beyond the return period, it must be handled under the manufacturer’s warranty, when applicable. It's important to note that Fingerhut will exchange your product or give you a refund for most items returned in new condition within 30 days after you bought it. They can’t take a return after 30 days unless they authorize it. If they accept your return after the 30-day home trial period, the amount may result in prorated.

To apply for a credit account on Fingerhut.com, follow these steps:

1. Visit the Fingerhut Credit Application page.
2. Fill out the application form with your personal information. This includes your First Name, Middle Name, Last Name, Suffix, Address Line 1, Address Line 2, City, State, and Zip Code.
3. Provide your Primary Phone and Secondary Phone numbers.
4. Enter your Social Security Number and Date of Birth to verify your identity.
5. Provide your Annual Income. This can include salary, wages, investments, retirement, social security benefits, or public assistance.
6. Set up your online account by creating a password and entering your email address.
7. Choose whether you want to sign up for electronic statements and disclosures.
8. Review the Fingerhut Credit Terms & Conditions.
9. Submit your application.

You should receive an instant decision upon submission. If you prefer, you can also apply over the phone by calling (800) 233-3588. Remember, all this information is kept secure and confidential. Good luck!

Fingerhut.com offers a wide range of products with different prices. The total cost of a purchase on Fingerhut includes the product price, shipping and handling, and finance charges. The finance charges are based on a non-variable Annual Percentage Rate (APR) of either 29.99% or 35.99%. For example, a $100 purchase would require a $30 down payment, a $6.25 finance charge, and six monthly payments of $12.71, totaling $112.51. This means there would be $12.51 in fees. However, it's important to note that prices on Fingerhut are often significantly higher than the average retail price at other online retailers. Therefore, the total cost may be higher than expected. Please note that the total cost may be higher if you accept an offer to defer payments. For items with a retail of $9.98 and less, all of the retail price will be paid in one payment. For total retail prices $1,400 and above, the minimum monthly payment is 5% of the balance.

The return policy of Fingerhut is as follows: Most items can be returned within 60 days from the date when the order was placed. However, there are exceptions for certain items, which must be returned within 30 days of placing the order. If a customer is not completely satisfied with their purchase within these time frames, they can initiate a return request. Beyond the return period, product concerns must be handled under the manufacturer’s warranty, when applicable. It's important to note that most items must be returned in new condition. Returns after 30 days may be accepted, but this is at the discretion of Fingerhut and may result in a prorated refund. It's recommended to contact Fingerhut before sending back any items after the 30-day home trial period.

Normally, arrival of items from Fingerhut can be received within 5 to 7 business days. When purchasing online from Fingerhut, an estimated date and the number of days before it arrives at your doorstep will be provided.

Based on the available information, Fingerhut does not offer free shipping as a standard practice. However, free shipping may be available through special coupon codes. It's always a good idea to check for any available promotions or codes that may offer free shipping.

Fingerhut is a company that offers a wide range of products and services. The company provides credit accounts to help customers build their credit history. Customers can shop with low monthly payments and choose from hundreds of top brands and products. There are no hidden fees associated with these accounts. Fingerhut also offers product guides to help customers make informed purchasing decisions. These guides provide detailed information about specific or technical products to ensure customer satisfaction. The company was originally founded in 1948 and has since diversified its product offerings to include items such as towels, dishes, and tools. Fingerhut's popular product categories include items under $200 in bed & bath, electronics, kitchen essentials, and shoes.

The Annual Percentage Rate (APR) for Purchases for Fingerhut credit accounts is 35.99%. This APR is a non-variable rate. To avoid paying interest, the due date is at least 24 days after the close of each billing cycle. It's important to note that the merchandise you can purchase on Fingerhut can be more expensive than other retailers. While there are no annual fees or application fees to open a Fingerhut account, you may incur interest charges on balances that aren’t paid in full and on late payments. The Fingerhut Credit Account charges high fees and interest rates compared to many credit cards. Late fee and returned payment fee can be up to $41. There’s also a $30 down payment to use the account. Please be aware of these details before applying for a Fingerhut credit account.

To apply for a Fingerhut Credit Account, the following steps are typically followed:

1. Visit the Fingerhut website and locate the credit application page.
2. Fill out the application form with the required details. This includes your First Name, Middle Name, Last Name, Suffix, Address Line 1, Address Line 2, City, State, Zip Code, and Primary Phone number.
3. Provide your Social Security Number and Date of Birth to verify your identity.
4. Disclose your Annual Income. This can include salary, wages, investments, retirement, social security benefits, or public assistance. Income from alimony, child support, or separate maintenance need not be revealed if you do not choose to have it considered as a basis for repaying this loan.
5. Set up your online account by creating a password. This password will be used during checkout.
6. Decide whether you want to sign up for electronic statements and disclosures.
7. Review the Fingerhut Credit Terms & Conditions and the Account-Opening Disclosures before submitting your application.

Please note that this is a general process and may vary slightly depending on your specific circumstances. Always refer to the official Fingerhut website for the most accurate and up-to-date information.

Based on the information available, Fingerhut does not offer free shipping as a standard practice. However, free shipping may be available through the use of special coupon codes. These codes can sometimes be found on their website or other coupon websites. Please note that this information is subject to change and it's always a good idea to check the official Fingerhut website for the most current information.