Fingerhut Reviews

Here are the top 10 alternatives to Fingerhut:

1. HSN (Home Shopping Network): Offers a wide range of products like clothing, kitchen items, home decor items, linens, beauty products, and accessories. They offer ExtraFlex or VIP Financing for purchases.

2. Venue: Sells clothing, accessories, appliances, cookware, bedding, decor, furniture, tech, electronics, sports and outdoor equipment, and musical instruments. They offer several financing options, including a “no credit needed” option.

3. Ginny’s: Another popular online retailer offering buy now, pay later arrangements.

4. Stoneberry: Offers a special type of credit for purchases with monthly payments as low as $5.99.

5. Country Door: Another alternative that offers similar services.

6. The Swiss Colony: Known for its food gifts and offers credit to shop for their products.

7. Midnight Velvet: Offers a wide range of products and a buy now, pay later program.

8. Seventh Avenue: Offers a wide range of products and a buy now, pay later program.

9. Perpay: Another alternative that offers similar services.

10. Zebit: Offers a buy now, pay later program with no credit checks.

These sites offer a variety of products and flexible payment options similar to Fingerhut. They can be a great way to shop and build credit simultaneously. Always read the full details on each site to learn more about what they sell, how financing works, and any other details before shopping.

The return policy of Fingerhut offers a 30-day return policy on most items purchased through their website or catalog. If a customer is not completely satisfied with their purchase within 30 days of receiving it, they can initiate a return request. However, there are exceptions to this rule, and some items must be returned within 30 days of placing the order. If a product concern arises beyond the return period, it must be handled under the manufacturer’s warranty, when applicable. It's important to note that Fingerhut will exchange your product or give you a refund for most items returned in new condition within 30 days after you bought it. They can’t take a return after 30 days unless they authorize it. If they accept your return after the 30-day home trial period, the amount may result in prorated.

To apply for a credit account on Fingerhut.com, follow these steps:

1. Visit the Fingerhut Credit Application page.
2. Fill out the application form with your personal information. This includes your First Name, Middle Name, Last Name, Suffix, Address Line 1, Address Line 2, City, State, and Zip Code.
3. Provide your Primary Phone and Secondary Phone numbers.
4. Enter your Social Security Number and Date of Birth to verify your identity.
5. Provide your Annual Income. This can include salary, wages, investments, retirement, social security benefits, or public assistance.
6. Set up your online account by creating a password and entering your email address.
7. Choose whether you want to sign up for electronic statements and disclosures.
8. Review the Fingerhut Credit Terms & Conditions.
9. Submit your application.

You should receive an instant decision upon submission. If you prefer, you can also apply over the phone by calling (800) 233-3588. Remember, all this information is kept secure and confidential. Good luck!

Fingerhut.com offers a wide range of products with different prices. The total cost of a purchase on Fingerhut includes the product price, shipping and handling, and finance charges. The finance charges are based on a non-variable Annual Percentage Rate (APR) of either 29.99% or 35.99%. For example, a $100 purchase would require a $30 down payment, a $6.25 finance charge, and six monthly payments of $12.71, totaling $112.51. This means there would be $12.51 in fees. However, it's important to note that prices on Fingerhut are often significantly higher than the average retail price at other online retailers. Therefore, the total cost may be higher than expected. Please note that the total cost may be higher if you accept an offer to defer payments. For items with a retail of $9.98 and less, all of the retail price will be paid in one payment. For total retail prices $1,400 and above, the minimum monthly payment is 5% of the balance.

Normally, arrival of items from Fingerhut can be received within 5 to 7 business days. When purchasing online from Fingerhut, an estimated date and the number of days before it arrives at your doorstep will be provided.

Fingerhut is a company that offers a wide range of products and services. The company provides credit accounts to help customers build their credit history. Customers can shop with low monthly payments and choose from hundreds of top brands and products. There are no hidden fees associated with these accounts. Fingerhut also offers product guides to help customers make informed purchasing decisions. These guides provide detailed information about specific or technical products to ensure customer satisfaction. The company was originally founded in 1948 and has since diversified its product offerings to include items such as towels, dishes, and tools. Fingerhut's popular product categories include items under $200 in bed & bath, electronics, kitchen essentials, and shoes.

The Annual Percentage Rate (APR) for Purchases for Fingerhut credit accounts is 35.99%. This APR is a non-variable rate. To avoid paying interest, the due date is at least 24 days after the close of each billing cycle. It's important to note that the merchandise you can purchase on Fingerhut can be more expensive than other retailers. While there are no annual fees or application fees to open a Fingerhut account, you may incur interest charges on balances that aren’t paid in full and on late payments. The Fingerhut Credit Account charges high fees and interest rates compared to many credit cards. Late fee and returned payment fee can be up to $41. There’s also a $30 down payment to use the account. Please be aware of these details before applying for a Fingerhut credit account.

To apply for a Fingerhut Credit Account, the following steps are typically followed:

1. Visit the Fingerhut website and locate the credit application page.
2. Fill out the application form with the required details. This includes your First Name, Middle Name, Last Name, Suffix, Address Line 1, Address Line 2, City, State, Zip Code, and Primary Phone number.
3. Provide your Social Security Number and Date of Birth to verify your identity.
4. Disclose your Annual Income. This can include salary, wages, investments, retirement, social security benefits, or public assistance. Income from alimony, child support, or separate maintenance need not be revealed if you do not choose to have it considered as a basis for repaying this loan.
5. Set up your online account by creating a password. This password will be used during checkout.
6. Decide whether you want to sign up for electronic statements and disclosures.
7. Review the Fingerhut Credit Terms & Conditions and the Account-Opening Disclosures before submitting your application.

Please note that this is a general process and may vary slightly depending on your specific circumstances. Always refer to the official Fingerhut website for the most accurate and up-to-date information.

Based on the information available, Fingerhut does not offer free shipping as a standard practice. However, free shipping may be available through the use of special coupon codes. These codes can sometimes be found on their website or other coupon websites. Please note that this information is subject to change and it's always a good idea to check the official Fingerhut website for the most current information.

The Annual Percentage Rate (APR) for a Fingerhut credit account is 35.99%, which corresponds to a monthly periodic rate of 3.000%. This is a non-variable rate. Please note that the amount of periodic interest charges and APRs are subject to change.

To apply for a Fingerhut Credit Account, the following steps are typically followed:

1. Visit the Fingerhut Credit Application page.
2. Fill out the application form with the required fields, which include your First Name, Middle Name, Last Name, Suffix, Address Line 1, Address Line 2, City, State, Zip Code, and Primary Phone.
3. Provide your Social Security Number and Date of Birth to verify your identity.
4. Include your Annual Income. This can comprise salary, wages, investments, retirement, social security benefits, or public assistance. Income from alimony, child support, or separate maintenance need not be revealed unless you choose to have it considered as a basis for repaying the loan.
5. Set up your online account by creating a password and providing your email address.
6. Decide whether you want to sign up for electronic statements and disclosures.
7. Review the Fingerhut Credit Terms & Conditions and the Account-Opening Disclosures.
8. Submit your application.

Please note that this is a general process and the actual steps may vary based on the specific requirements of Fingerhut. It's always best to check the official website for the most accurate and up-to-date information.

Fingerhut's Return Policy allows most items to be returned within 60 days from the date of the order. However, there are exceptions for certain items which must be returned within 30 days of placing the order. If an item arrives damaged, defective, or is not what was ordered, and it is eligible for return, a prepaid return label can be used for return or exchange.

Regarding Fingerhut's Shipping Policy, the product and shipping address must be eligible for the Express Shipping option. Backordered items, oversize items, orders shipped directly from the manufacturer, or products that cannot be shipped by air do not qualify for Express Shipping. A $7.95 shipping fee is charged if returning an item using Fingerhut’s prepaid return label. For oversize and curbside orders, which do not have prepaid return labels available, a $50 shipping fee is charged.

As of the last update on June 6, 2023, Fingerhut does not accept PayPal as a payment method. It's recommended to check Fingerhut's website for any updates to their payment policy.